Category: Consumer Credit Expert Witness
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Consumer Credit Expert Not Allowed to Opine on Policies
Plaintiff Alycia Johns brought this action under the Fair Credit Reporting Act and Fair Debt Collection Practices Act following several years of disputing various tradelines with credit reporting agencies based on her claim of identity theft. Johns relied on her expert, Douglas Hollon, to assert that Nelnet failed to conduct an adequate investigation of the…
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Consumer Credit Expert Allowed to Opine on Mixed Files
This case involves alleged violations of the Fair Credit Reporting Act. Plaintiff Ronald Alexander Garcia Delgado claimed that Defendant Experian Information Solutions failed to use reasonable procedures when preparing consumer reports—mixing Plaintiff’s information with his son’s. Plaintiff hired an expert, Douglas Hollon, to help prove his case. Defendant Experian Information Solution, Inc. filed a motion…
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Consumer Credit Expert’s Opinion on Damages Limited
This matter arises out of Plaintiff Tyler Oatway’s July 2023 ill-fated attempt to purchase a car from used car dealer Definitive Motors. Definitive Motors obtained Oatway’s credit reports from the three major credit reporting agencies (“CRAs”) through Defendant 700 Credit, LLC, which is a reseller of consumer information. According to Oatway, 700 Credit and Experian Information…
